Why Wage Loss Protection Matters for Maintenance of Way Workers
Railroad Maintenance of Way workers are the unsung heroes of the rail industry. They ensure the safety, reliability, and efficiency of our nation’s rail infrastructure — often working in hazardous conditions and under intense scrutiny. Yet, despite their critical role, Maintenance of Way workers face unique risks that can jeopardize their income and financial stability. That’s where wage loss protection from LECMPA becomes not just beneficial — but essential.
The Reality of Risk in Maintenance of Way Work
Maintenance of Way workers are responsible for building tracks, repairing infrastructure, and performing inspections. Their work is physically demanding and often performed in unpredictable environments. Even when following every rule and protocol, unforeseen incidents or disciplinary actions can result in temporary job loss or suspension.
LECMPA understands this reality. Since 1910, we’ve been providing cost-effective wage loss protection and other benefits to railroad workers. Our coverage ensures that when things go wrong, workers and their families don’t have to face financial hardship alone.
Why Wage Loss Protection Is Crucial
- Financial Security During Suspension or Discharge
Railroad employees live with the constant possibility of being pulled out of service. LECMPA’s wage loss protection provides a financial cushion during these times, helping members maintain their standard of living while resolving contractual discipline. - Peace of Mind for Workers and Families
Knowing that income is protected allows Maintenance of Way workers to focus on their demanding jobs without the added stress of financial uncertainty. As one member put it, “LECMPA gave me peace and calm knowing that if I made a mistake or broke a rule, I had a cushion of income to rely on.” - Tailored Coverage for Union Workers
LECMPA offers plans specifically designed for union railroad workers, including those in the Brotherhood of Maintenance of Way Employes (BMWE). In fact, BMWE officially designated LECMPA as its wage loss insurance provider in 2023. - Additional Member Benefits
Beyond wage loss protection, LECMPA policies include access to local agents, accidental death coverage, loyalty appreciation dividends, and personalized claim support. These benefits reflect the nature of our unique member-owned cooperative. - Affordable and Accessible Plans
With recent rate reductions and flexible payment options — including payroll deduction on most railroads — LECMPA continues to make wage loss protection widely accessible to more railroaders than ever before.
Standing with our BMWE Brothers and Sisters
LECMPA’s mission is rooted in solidarity with railroad workers. We know that Maintenance of Way workers are vital to the safety and success of the rail industry. That’s why we’re proud to offer protection that honors your hard work and supports the well-being of you and your family.
Consider joining the thousands of railroaders who trust LECMPA to safeguard their income. You make a living protecting the railroads. You deserve to be protected as well.