LECMPA was established in 1910 as a cooperative assessment insurer. Our first policyholders were Locomotive Engineers, Conductors and Streetcar Motormen, who pledged to financially protect each other from the perils inherit in their hazardous occupations. 

A Proud Past, A Faithful Future

Today, LECMPA provides wage loss protection to union transportation workers in all crafts and trades throughout the United States and Canada. We are a tax-exempt, member-owned Association with approximately 25,000+ members. LECMPA is regulated by the Michigan Department of Insurance and Financial Services, which reviews our performance every year to be sure we’re taking care of our members.

We differ from our competitors because we are owned by our members, and don’t have to satisfy shareholders who aren’t union transportation workers. That means that every decision is made with our members’ best interests in mind. And, our funds are used for claims and to protect our member’s financial security.

Serving rail workers for more than 100 years.

We Know Transportation

LECMPA maintains a North American sales force composed of union transportation workers just like you. Most of our representatives are currently employed at railroad or other union transportation jobs, or retired from those jobs. Many are also satisfied LECMPA policyholders. They know firsthand what it’s like to be a transportation worker, and how important wage loss protection is to properly support your family and give you peace of mind. 

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