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Industry-best Coverage Starting at 365 Days

The No 365 Policy allows LECMPA members and eligible applicants to enjoy industry exclusive coverage and peace of mind.

Union transportation workers can utilize the No 365 Policy to get the best coverage available, immediately, starting at 365 discipline days — the maximum allowable benefit of any wage loss provider. After five years of maturity, the No 365 Policy automatically converts to the No 12 Policy for non-operating rail craft employees, or the No 16 Policy for rail operating craft employees, depending on the member’s job class. 

Premiums then automatically drop to the lower No 12 or No 16 Policy rates, a significant value. Eligible applicants from BRCF or DIPP who switch to LECMPA can take out a No 365 Policy, keeping the discipline days they earned with the competitor while being charged the lower premium of our No 12 or No 16 policies, depending on the job class.

Policy Highlights

  • Receive 365 days of immediate coverage
  • All members in good standing with their union and free of causes of discipline are eligible
  • Accidental Death* coverage and Loyalty/Retirement Award are included in the No 365 Policy
  • All policyholders enroll in the Association’s Loyalty Appreciation Program, which pays members the highest level of tax-free cash back upon retirement of any wage loss provider
  • LECMPA pays members and others who are familiar with our insurance policies a $100.00 referral through the Friends of LECMPA Program

There are many reasons LECMPA is the best value in wage loss protection for union transportation workers — just ask one of our 25,000+ members. The Association has expanded upon a core set of discipline-related wage loss protections to provide members with additional financial security and benefits.

To find your rates, select the company you are employed by.

Additional Resources

If you have any additional questions about our No 365 Policy, contact your local state agent. If you are ready to sign up for this plan, apply now.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Gil Clark
Marketing Manager – Trucking/Logistics/UPS

I was employed by UPS for 38 years, serving as a package car driver and feeder truck driver from St. Louis to Earth City, MO. I served as a union shop steward for 25 years. My wife and I have two children and two grandchildren. My hobbies include travel, property rehabilitation, and spending time with family.

I strongly believe in our product. I was a LECMPA policyholder myself and I’m personally committed to making sure my union brothers and sisters are aware of the peace of mind our coverage can provide. My mission is to continue to reach, teach, and guide others on this valuable asset that solely protects your income should you be placed in the position of suspension or termination.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Cameron Reeves
Marketing Manager – Western Region

I am a 4th generation railroader, and becoming a railroader myself seemed like the natural decision — it was all I knew. I started as a manager with Union Pacific for 10 years and I have been a trainman for the past 16 years. I was a yardmaster in South Oakland, MTO in Stockton, CA, and a Senior MTO in Roseville, CA. I’ve been in Stockton, CA since I returned to train service and I am the Vice Local Chairman for Division 283 out of Oakland. My wife Christina and I have four children — Rylee, Haley, Hannah, and Cade. My free time is mostly spent following my daughter from softball field to softball field as she tries to earn her college scholarship. I also enjoy going to concerts with my wife. I’ve been with LECMPA for 11 years. I do what I do because I enjoy the travel,  and the most rewarding part of this job is being able to call our members when their claim has been approved.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Kenneth Romero
Marketing Manager – Great Plains Region

BNSF was hiring after my time in the Army ended. It was the best job in the area with the best benefits. I worked in the Illinois/Chicago Divisions then transferred to the Gulf/Red River Division. I have been assigned to several locations throughout my 24 years of service, including Galesburg IL, Chicago, Peoria, West Quincy, Creston, IA, Lacrosse, WI, New Orleans, and Lafayette, LA. My wife Jennifer and I have four kids — Olivia, Angelle, Zachary, and Beau, and one Grandson, Casey Jr. Throughout my 20 years with LECMPA, I’ve loved going above and beyond to help people. Our job isn’t just about selling insurance. It’s about making sure that they have peace of mind knowing that they will be taken care of if something were to happen.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Wiley Yates
Marketing Manager – Eastern Region

I was hired on as an assistant signalman with CSX Transportation in May of 1990, before being granted a signalman position on a maintenance team in Tampa, FL. I have worked as an electronic signal specialist in the CSX Dispatch Center in Jacksonville, FL for the last 31 years. I am also the Vice General Chairman of the SE General Committee of the Brotherhood of Railroad Signalmen. I’ve been married to my high school sweetheart for over 32 years and have three children. Outside of work, I enjoy spending time traveling with my family, fishing, and playing golf. I started as an LECMPA Florida State agent in March of 2009. I truly enjoy working for LECMPA, as it allows me to help fellow transportation workers protect their income against heavy-handed discipline handed down by big corporations.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Bob Brown
Vice President, Union Relations

I started working for Union Pacificat at just 18 years old. I went back to school in 1986, earning a BA in economics. I worked in the railroad industry for 32 years, with UPRR from 1972-1986, WCRC from 1986-1996, and BNSF from 1996-2005. My assignments have included: Maintenance of Way, Brakeman, Conductor, Engineer, Agent, Dispatcher, Sales Manager, and Vice President of Marketing. My union roles have included serving as a Local Chairman. My wife Donna and I have four sons, Jeremy, Sean, Cody, and Jerry. I enjoy hobbies such as scuba diving, traveling, motorcycles, fishing, and golf. I have been with LECMPA for 23 years. My greatest reward is when a member calls to thank me because his claim was paid. We save homes and families — what could be better?

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Bob Brown
Vice President, Union Relations

I started working for Union Pacificat at just 18 years old. I went back to school in 1986, earning a BA in economics. I worked in the railroad industry for 32 years, with UPRR from 1972-1986, WCRC from 1986-1996, and BNSF from 1996-2005. My assignments have included: Maintenance of Way, Brakeman, Conductor, Engineer, Agent, Dispatcher, Sales Manager, and Vice President of Marketing. My union roles have included serving as a Local Chairman. My wife Donna and I have four sons, Jeremy, Sean, Cody, and Jerry. I enjoy hobbies such as scuba diving, traveling, motorcycles, fishing, and golf. I have been with LECMPA for 23 years. My greatest reward is when a member calls to thank me because his claim was paid. We save homes and families — what could be better?

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.