Receive up to 365 Days of immediate coverage.
There are many benefits that make LECMPA the best value in wage-loss protection for union transportation workers — just ask one of our 25,000+ members. Our Association has expanded upon a core set of wage-loss protections to provide members with additional personal and financial security features.
We offer convenient payroll deduction on most railroads as well as other payment methods. This removes the stress and concern that members may find themselves in arrears at the worst possible time.
Since the start of the Loyalty Appreciation Program in 2010, thousands of members have been awarded a generous loyalty award. Our Loyalty Appreciation Program is just one more way we strive to serve our members and their families. We always put the well-being of our members first.
It’s simple: if you refer an individual and their application for coverage is approved, we’ll pay you a referral fee of $100. This program is a way to reward those who encourage other union transportation workers to join or increase their job insurance coverage with LECMPA.
The No 365 policy provides an opportunity to get the best coverage in the industry, immediately starting at 365 days — the maximum disciple days available. In its 6th year of maturity, the premium automatically drops.
An accidental death benefit paying up to $60,300 is included in all policies. LECMPA provides on-or-off-the-job accidental death coverage for our members, which includes matching coverage for their beneficiary* at no extra charge.
*Only the member is covered in the states of California and Texas.
We offer a 20% discount for annual payments made by direct debit/electronic funds transfer or check, and a 15% discount for annual payments made by credit card. We offer a 10% discount for semi-annual payments made by direct debit/electronic funds transfer or check, and a 5% discount for semi-annual payments made by credit card.