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Our 25,000+ LECMPA members come from many sectors of the transportation industry, and various crafts and trades within those industries. Eligibility for membership involves meeting the following criteria:
If you have more questions about eligibility for LECMPA coverage, read our eligibility FAQs. Out on furlough and want to inactivate your policy while still maintaining eligibility for our Loyalty Appreciation Program? Read our inactivating your policy FAQs.
To determine your specific coverage options, visit our plans and rates page.
Receive up to 365 Days of immediate coverage.
There are many reasons that make LECMPA your best value — just ask one of our 25,000+ members. Our Association has expanded upon a core set of wage loss protections to provide members with additional personal and financial security features.
We offer convenient payroll deduction on most railroads as well as other payment methods. This removes the stress and concern that members may find themselves in arrears at the worst possible time.
Since the start of the Loyalty Appreciation Program in 2010, thousands of members have been awarded a generous loyalty award. Our Loyalty Appreciation Program is just one more way we strive to serve our members and their families. We always put the well-being of our members first.
It’s simple: if you refer an individual and their application for coverage is approved, we’ll pay you a referral fee of $100. This program is a way to reward those who encourage other union transportation workers to join or increase their job insurance coverage with LECMPA.
The No 365 policy provides an opportunity to get the best coverage in the industry, immediately, starting at 365 days — the maximum discipline days available. In its 6th year of maturity, the premium automatically drops.
An accidental death benefit paying up to $60,300 is included in all policies. LECMPA provides on-or-off-the-job accidental death coverage for our members, which includes matching coverage for their beneficiary* at no extra charge.
*Only the member is covered in the states of California and Texas.
We offer a 20% discount for annual payments made by direct debit/electronic funds transfer or check, and a 15% discount for annual payments made by credit card. We offer a 10% discount for semi-annual payments made by direct debit/electronic funds transfer or check, and a 5% discount for semi-annual payments made by credit card.
Different transportation unions, crafts and trades confront their own specific causes for discipline. LECMPA has coverage that is right for you.
Listed below are example causes for each craft in which claims have been paid.
Need to file a claim?
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I was employed by UPS for 38 years, serving as a package car driver and feeder truck driver from St. Louis to Earth City, MO. I served as a union shop steward for 25 years. My wife and I have two children and two grandchildren. My hobbies include travel, property rehabilitation, and spending time with family.
I strongly believe in our product. I was a LECMPA policyholder myself and I’m personally committed to making sure my union brothers and sisters are aware of the peace of mind our coverage can provide. My mission is to continue to reach, teach, and guide others on this valuable asset that solely protects your income should you be placed in the position of suspension or termination.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I am a 4th generation railroader, and becoming a railroader myself seemed like the natural decision — it was all I knew. I started as a manager with Union Pacific for 10 years and I have been a trainman for the past 16 years. I was a yardmaster in South Oakland, MTO in Stockton, CA, and a Senior MTO in Roseville, CA. I’ve been in Stockton, CA since I returned to train service and I am the Vice Local Chairman for Division 283 out of Oakland. My wife Christina and I have four children — Rylee, Haley, Hannah, and Cade. My free time is mostly spent following my daughter from softball field to softball field as she tries to earn her college scholarship. I also enjoy going to concerts with my wife. I’ve been with LECMPA for 11 years. I do what I do because I enjoy the travel, and the most rewarding part of this job is being able to call our members when their claim has been approved.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
BNSF was hiring after my time in the Army ended. It was the best job in the area with the best benefits. I worked in the Illinois/Chicago Divisions then transferred to the Gulf/Red River Division. I have been assigned to several locations throughout my 24 years of service, including Galesburg IL, Chicago, Peoria, West Quincy, Creston, IA, Lacrosse, WI, New Orleans, and Lafayette, LA. My wife Jennifer and I have four kids — Olivia, Angelle, Zachary, and Beau, and one Grandson, Casey Jr. Throughout my 20 years with LECMPA, I’ve loved going above and beyond to help people. Our job isn’t just about selling insurance. It’s about making sure that they have peace of mind knowing that they will be taken care of if something were to happen.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I was hired on as an assistant signalman with CSX Transportation in May of 1990, before being granted a signalman position on a maintenance team in Tampa, FL. I have worked as an electronic signal specialist in the CSX Dispatch Center in Jacksonville, FL for the last 31 years. I am also the Vice General Chairman of the SE General Committee of the Brotherhood of Railroad Signalmen. I’ve been married to my high school sweetheart for over 32 years and have three children. Outside of work, I enjoy spending time traveling with my family, fishing, and playing golf. I started as an LECMPA Florida State agent in March of 2009. I truly enjoy working for LECMPA, as it allows me to help fellow transportation workers protect their income against heavy-handed discipline handed down by big corporations.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I started working for Union Pacificat at just 18 years old. I went back to school in 1986, earning a BA in economics. I worked in the railroad industry for 32 years, with UPRR from 1972-1986, WCRC from 1986-1996, and BNSF from 1996-2005. My assignments have included: Maintenance of Way, Brakeman, Conductor, Engineer, Agent, Dispatcher, Sales Manager, and Vice President of Marketing. My union roles have included serving as a Local Chairman. My wife Donna and I have four sons, Jeremy, Sean, Cody, and Jerry. I enjoy hobbies such as scuba diving, traveling, motorcycles, fishing, and golf. I have been with LECMPA for 23 years. My greatest reward is when a member calls to thank me because his claim was paid. We save homes and families — what could be better?
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.
I started working for Union Pacificat at just 18 years old. I went back to school in 1986, earning a BA in economics. I worked in the railroad industry for 32 years, with UPRR from 1972-1986, WCRC from 1986-1996, and BNSF from 1996-2005. My assignments have included: Maintenance of Way, Brakeman, Conductor, Engineer, Agent, Dispatcher, Sales Manager, and Vice President of Marketing. My union roles have included serving as a Local Chairman. My wife Donna and I have four sons, Jeremy, Sean, Cody, and Jerry. I enjoy hobbies such as scuba diving, traveling, motorcycles, fishing, and golf. I have been with LECMPA for 23 years. My greatest reward is when a member calls to thank me because his claim was paid. We save homes and families — what could be better?
I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.