We offer convenient payroll deduction on most railroads as well as other payment methods. This removes the stress and concern that members may find themselves in arrears at the worst possible time.

Since the start of the Loyalty Appreciation Program in 2010, thousands of members have been awarded a generous loyalty award. Our Loyalty Appreciation Program is just one more way we strive to serve our members and their families. We always put the well-being of our members first.

It’s simple: if members refer an individual and they apply for membership and are approved, we’ll pay you a referral fee of $100. This program is a way to reward those who encourage other union transportation workers to join or increase their job insurance coverage with LECMPA.

The N^o 365 policy provides an opportunity to get the best coverage in the industry, immediately starting at 365 days—the maximum disciple days available. In its 5th year of maturity, the premium automatically drops.

An accidental death benefit paying up to $60,300 is included in all policies. LECMPA provides on-or-off-the-job accidental death coverage for our members, which includes matching coverage for their beneficiary at no extra charge. 

*Only the member is covered in the states of California and Texas.

When members pay the entire year’s premium in advance, they’ll receive a 15% discount. They can also pay twice a year and receive 5% off their premium. These options provide a significant savings and make it convenient for our members to stay current.