1.800.514.0010

Membership Eligibility Qualifications

Our 25,000+ LECMPA members come from many sectors of the transportation industry, and various crafts and trades within those industries. Eligibility for membership involves meeting the following criteria:

  • A union transportation worker in good standing and subject to discipline.
  • Program eligibility determined by your previous incidents and discipline history.
  • You must not be on any type of probation.

If you have more questions about eligibility for LECMPA coverage, read our eligibility FAQs. Out on furlough and want to inactivate your policy while still maintaining eligibility for our Loyalty Appreciation Program? Read our inactivating your policy FAQs.

To determine your specific coverage options, visit our plans and rates page.

Receive up to 365 Days of immediate coverage.

Innovative Programs that Benefit our Members

There are many reasons that make LECMPA your best value — just ask one of our 25,000+ members. Our Association has expanded upon a core set of wage loss protections to provide members with additional personal and financial security features.

We offer convenient payroll deduction on most railroads as well as other payment methods. This removes the stress and concern that members may find themselves in arrears at the worst possible time.

Since the start of the Loyalty Appreciation Program in 2010, thousands of members have been awarded a generous loyalty award. Our Loyalty Appreciation Program is just one more way we strive to serve our members and their families. We always put the well-being of our members first.

It’s simple: if you refer an individual and their application for coverage is approved, we’ll pay you a referral fee of $100. This program is a way to reward those who encourage other union transportation workers to join or increase their job insurance coverage with LECMPA. 

The No 365 policy provides an opportunity to get the best coverage in the industry, immediately, starting at 365 days — the maximum discipline days available. In its 6th year of maturity, the premium automatically drops.

An accidental death benefit paying up to $60,300 is included in all policies. LECMPA provides on-or-off-the-job accidental death coverage for our members, which includes matching coverage for their beneficiary* at no extra charge. 

*Only the member is covered in the states of California and Texas.

We offer a 20% discount for annual payments made by direct debit/electronic funds transfer or check, and a 15% discount for annual payments made by credit card. We offer a 10% discount for semi-annual payments made by direct debit/electronic funds transfer or check, and a 5% discount for semi-annual payments made by credit card. 

What is Covered?

Different transportation unions, crafts and trades confront their own specific causes for discipline. LECMPA has coverage that is right for you. Listed below are example causes for each craft in which claims have been paid.

Rail Operating Crafts

  • Entering main track without authority
  • Run through switches
  • Operating outside track and time authority limits
  • Signal violations
  • Air brake and train handling violations
  • Sideswiping cars
  • Failure to properly secure consist
  • Improperly lined switches
  • Exceeding maximum authorized speed
  • PTC violations
Rail Operating Crafts Plan

Maintenance of Way

  • Improper installation of switch
  • Fouling adjacent track occupied with moving equipment
  • Failure to properly handle main track switch
  • Vehicle collision
  • Track authority violation
  • Failure to obtain permission to enter work area
  • Failure to report track conditions
  • Moving consist resulting in property damage
  • Improper use of radio
  • Failed to stop equipment within one half the range of vision
Rail Non-Operating Crafts Plan

Communications & Signal

  • Vehicle accident damaging company vehicle
  • Disabled relay for crossing warning device
  • Failure to obtain proper authority to occupy track
  • Failure to properly protect a crossing with problems
  • Improper repair of wires resulting in false proceed
  • Fouled live class yard track without protection
  • Ran over track and time limits of authority
  • Failure to see improper warning lights on crossing gate
  • Failure to correct activation failures
Rail Non-Operating Crafts Plan

Car & Shop Department

  • Vehicle accident damaging company vehicle
  • Improper job briefings
  • Blue flag violations
  • Missing FRA defects
  • Improper use of tools
  • Mistakes in car and locomotive inspections
  • Improper switch tag lock-outs
  • Failure to secure units
  • Incorrect derail placements
  • Incomplete car and locomotive air tests
Rail Non-Operating Crafts Plan

IAMAW Rail

  • Damage to railroad property
  • Vehicle collisions
  • Blue flag violations
  • Failure to wear personal protection equipment
  • Failure to conduct air brake and/or safety inspections
  • Improper use of machine tools/equipment
  • Failure to wear safety harness
Rail Non-Operating Crafts Plan

Train Dispatchers

  • Failure to provide proper track protection
  • Issuing incorrect protection Failure to properly issue slow order or speed restrictions
  • Releasing authority that was still in effect
  • Failure to properly release track authority
  • Improper transmission of track and time
  • Giving permission past a stop signal without authorization
  • Failure to notify crew of activation failure
  • Failure to provide signals in a timely manner resulting in delays
Rail Non-Operating Crafts Plan

TCU Clerks

  • Failure to notify crew of changes in the train consist
  • Failure to notify dispatcher of resequenced hazardous material cars in consist
  • Failure to complete the change in train consist form
  • Entering Form B without proper authority
  • Phone being used had open microphones
  • Collision damaging a railroad vehicle
  • Incorrectly reporting train into yard
  • Reporting for duty without required minimum rest
Rail Non-Operating Crafts Plan

Trucking, Logistics and UPS

  • Rollaway accident
  • Failure to properly charge ready area
  • Taking too long to load a truck or cargo area
  • Jackknifed and rolled over on highway
  • Left keys in ignition
  • Failure to properly secure bulkhead
  • Sheeting packages incorrectly
  • Vehicle accident
  • Trailer test tug failed
Trucking, Logistics and UPS Plan

Municipal Bus Drivers

  • Collision resulting in property damage
  • Customer complaints
  • Mistakes in inspections
  • Damage a city bus
  • Missed stops
  • Improper use of equipment
  • Failure to report mechanical issues
  • Taking too long to run route
Transit Employees Plan

Aerospace Trades

  • Damage to airline property
  • Missing defects/improper inspections
  • Failure to wear protective gear
  • Incorrect reporting
  • Failure to follow testing protocols
  • Improper use of machine tools/equipment
  • Failure to lockout/tagout
  • Collision damaging airline equipment
  • Unintended job performance violations
  • Failure to follow airline training directives
Rail Operating Crafts Plan

Need to file a claim?

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Gil Clark
Marketing Manager – Trucking/Logistics/UPS

I was employed by UPS for 38 years, serving as a package car driver and feeder truck driver from St. Louis to Earth City, MO. I served as a union shop steward for 25 years. My wife and I have two children and two grandchildren. My hobbies include travel, property rehabilitation, and spending time with family.

I strongly believe in our product. I was a LECMPA policyholder myself and I’m personally committed to making sure my union brothers and sisters are aware of the peace of mind our coverage can provide. My mission is to continue to reach, teach, and guide others on this valuable asset that solely protects your income should you be placed in the position of suspension or termination.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Cameron Reeves
Marketing Manager – Western Region

I am a 4th generation railroader, and becoming a railroader myself seemed like the natural decision — it was all I knew. I started as a manager with Union Pacific for 10 years and I have been a trainman for the past 16 years. I was a yardmaster in South Oakland, MTO in Stockton, CA, and a Senior MTO in Roseville, CA. I’ve been in Stockton, CA since I returned to train service and I am the Vice Local Chairman for Division 283 out of Oakland. My wife Christina and I have four children — Rylee, Haley, Hannah, and Cade. My free time is mostly spent following my daughter from softball field to softball field as she tries to earn her college scholarship. I also enjoy going to concerts with my wife. I’ve been with LECMPA for 11 years. I do what I do because I enjoy the travel,  and the most rewarding part of this job is being able to call our members when their claim has been approved.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Kenneth Romero
Marketing Manager – Great Plains Region

BNSF was hiring after my time in the Army ended. It was the best job in the area with the best benefits. I worked in the Illinois/Chicago Divisions then transferred to the Gulf/Red River Division. I have been assigned to several locations throughout my 24 years of service, including Galesburg IL, Chicago, Peoria, West Quincy, Creston, IA, Lacrosse, WI, New Orleans, and Lafayette, LA. My wife Jennifer and I have four kids — Olivia, Angelle, Zachary, and Beau, and one Grandson, Casey Jr. Throughout my 20 years with LECMPA, I’ve loved going above and beyond to help people. Our job isn’t just about selling insurance. It’s about making sure that they have peace of mind knowing that they will be taken care of if something were to happen.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Wiley Yates
Marketing Manager – Eastern Region

I was hired on as an assistant signalman with CSX Transportation in May of 1990, before being granted a signalman position on a maintenance team in Tampa, FL. I have worked as an electronic signal specialist in the CSX Dispatch Center in Jacksonville, FL for the last 31 years. I am also the Vice General Chairman of the SE General Committee of the Brotherhood of Railroad Signalmen. I’ve been married to my high school sweetheart for over 32 years and have three children. Outside of work, I enjoy spending time traveling with my family, fishing, and playing golf. I started as an LECMPA Florida State agent in March of 2009. I truly enjoy working for LECMPA, as it allows me to help fellow transportation workers protect their income against heavy-handed discipline handed down by big corporations.

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Bob Brown
Vice President, Union Relations

I started working for Union Pacificat at just 18 years old. I went back to school in 1986, earning a BA in economics. I worked in the railroad industry for 32 years, with UPRR from 1972-1986, WCRC from 1986-1996, and BNSF from 1996-2005. My assignments have included: Maintenance of Way, Brakeman, Conductor, Engineer, Agent, Dispatcher, Sales Manager, and Vice President of Marketing. My union roles have included serving as a Local Chairman. My wife Donna and I have four sons, Jeremy, Sean, Cody, and Jerry. I enjoy hobbies such as scuba diving, traveling, motorcycles, fishing, and golf. I have been with LECMPA for 23 years. My greatest reward is when a member calls to thank me because his claim was paid. We save homes and families — what could be better?

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Craig Rehse
CFO, Secretary, Treasurer

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.

Bob Brown
Vice President, Union Relations

I started working for Union Pacificat at just 18 years old. I went back to school in 1986, earning a BA in economics. I worked in the railroad industry for 32 years, with UPRR from 1972-1986, WCRC from 1986-1996, and BNSF from 1996-2005. My assignments have included: Maintenance of Way, Brakeman, Conductor, Engineer, Agent, Dispatcher, Sales Manager, and Vice President of Marketing. My union roles have included serving as a Local Chairman. My wife Donna and I have four sons, Jeremy, Sean, Cody, and Jerry. I enjoy hobbies such as scuba diving, traveling, motorcycles, fishing, and golf. I have been with LECMPA for 23 years. My greatest reward is when a member calls to thank me because his claim was paid. We save homes and families — what could be better?

Rod Bloedow, President

I’m a railroader who grew up in railroad households, where Soo Line callers would ring my engineer dad and conductor grandfather at all hours. During college, I landed summer employment with the railroad. Then, in May of 1998, I was hired onto “the Chessie” and spent the next 23 years working the road in engine service and serving as a union officer. Like my father and grandfather, I made the wise decision to purchase job insurance.